POLi Payments Pty Ltd (formerly known as Centricom) is an online payments company based in Melbourne, Australia. It is the developer and provider of POLi, an online payment system that is used by merchants and consumers in Australia and New Zealand. POLi Payments has been acquired by SecurePay Holdings, a fully owned subsidiary of Australia Post. POLi allows consumers to pay for goods or services directly from a merchant’s website without the need for a credit card, but by using a direct connection to the user’s internet banking. A benefit is that the merchant receives an instant receipt, but there are security and other concerns. Consumers do not have to register to use POLi. POLi Link allows a POLi payment to be initiated from a merchant-created URL. This URL can be placed within a text message or email, or on an electronic PDF. POLi Payments is used in Australia and New Zealand with its largest merchants being Jetstar, Virgin Australia, Air New Zealand, Sportsbet and Sportingbet.